ralphieboi1976's Blog

There is all this talk of giving me a tax break. Hello, "stimulus". I don't want that. It did absolutely nothing for me. I paid bills with it. Yippee! I didn't go out or buy clothing and I sure as hell did not go on vacation. If you cut taxes, who is going to pay the military, maintain our interstates, keep our air traffic and waterways safe, and so forth?

I want a government that stops giving other countries money like charity. They could do a whole lot more with our tax money if they stopped dishing it out. Why do we need to support the Israeli economy? What do they make that we import? What about Iraq? Our imported oil from the Middle East comes from Saudi. They even pay people to relocate to the US from Iraq. Make the Mexicans Citizens that are here and law abiding. Make them pay taxes, get off and out of the welfare system and fine the hell out of those who have been paying them under the table or take away their businesses. Kicking them out is costly and not effective. Landlords should be held accountable for renting to illegals as well. It's everyone's duty!

I don't want the government to bail me out of my mortgage. I want them to make mortgages like mine illegal. I have an 80/20 split mortgage from the same mortgage company!! One is a 30 year ARM that currently is at 11.1 % APR for the first 80% and a 15 year Fixed APR of 12.7 with a balloon for the 20%. They both have up to a 20% early pay off penalty for the first 2 years. NO refinancing anytime soon! This is ludicrous. I did not know what I was getting into as this is our first home purchase and it took the broker so long to get everything done that I almost lost my house because of time so I could not refuse the offer. They should make laws that prohibit this kind of financing. What about my car? Sunset bullied me into buying $2500 worth of "extras" saying I would get a worse APR if I didn't. Come to find out they held almost 3 points doing so. They made money off of the car. Why rip my head off in financing?? Laws to protect us.

I don't want the government to subsidize gas. I want them to open up exploration in our own back yard and stop importing it from other countries. This will help to stabilize the price and help build our economy up by making all those new oil well owners wealth, which they can spend. Those dreamers and tree huggers need to face reality and stop standing in the way. We need to harvest the ocean and replant in areas like the farmers on land do where mother nature needs help. Not stick our heads in the sand and leave everything alone or hope for a miracle.

I want to see Ford, Chrysler, and GM ship their cars / parts in little boxes and assemble the cars where they need them like the Japanese and Koreans do here. Their cars come across the borders in a bunch of boxes and are assembled here. It saves them tons of money and look what Toyota has become. There is all this talk of Ford giving up Mercury, and GM cutting back again maybe cutting Pontiac or Buick. Remember Plymouth and Eagle. Enough. Why can’t we drive Ford's efficient European models they have floating around in other countries? What about Chrysler? Mercedes has some very efficient cars in Europe as well. They make a good Diesel passenger car with very low emissions. Why can't Chrysler use their parts and technology more than the 300C, Magnum, that convertivle and that van you see the FedEx guys driving? There is a whole lot we are missing out on. They could make laws or do away with laws that are holding American Companies back.

What about regulating Monopolies? Wal-Mart, Hello!!! What about Federated (Macy's)? Thay have gobbled up alot of the major department stores just to close them down and lay everyone off. The Feds went after Microsoft. Did anyone remember when the Feds split up Bell some years ago? Did any one notice when Cingular bought up AT&T? What ever happened to MCI? Yep! I am sick of big businesses taking over the small guys then changing the rules. When Blue Cross Blue Shield was gobbled up or belly up in 2006, I lost my HMO and was forced to switch to a PPO. Now I have medical bills out the @$$! Co-payments, Deductibles, and what ever else they choose not to pay. The worst thing about it I still pay $300 per month for my partner and I to have the insurance. I am in the Insurance busness and I cant get a good deal or an HMO! When I go to the Pharmacy, now I have to pay a percentage of my pharmaceutical bill and not a flat $10, 20 or 30. Every time the prices go up for scripts, so does my percentage I have to pay. I have just stopped taking many of my scripts. Watch out, I am a crazy person who can't sleep, having hot flashes and high cholesterol!!!

The Fed needs to get back to their job that they have always had like Protect the Citizens and Taxpayers (DID I SAY ILLEGAL ALIENS? NO), Enforce the Laws, and Regulate Businesses, Domestic and Foreign operating here and so forth.

Anyone have comments???